Bissoy.com
Doctors Medicines MCQs Q&A

5 views

1 Answers

The above figure describes the overall non performing loans situation in all banks Bangladesh.
Non performing loan means one type of loan which is going to be defaulted. The fig shows that there is a upward trend of NPLs SME loan from 2012 to 2016, On the other hand, the a ups and downs trend in all NPLs loans in banks from 2012 to 2016. Percentage of non performing loan was 6.92% in 2012 where as all non performing loan was 9.47 In 2013 SME NPLs increased to 8,35% and the all NPLs decreased to 7.90% showing a performance of loan recovering. As the day passes, SME NPLs goes to its peak at 13.09% as recovering deteriorated where as NPLs increased slightly to 9.04% showing once again a be circumstance than SME NPLs. In 2015 SME NPLs decreased from its peak position to 12.72% and all NPLs also rise to 8,19 Both the SME NPLs and NPLs rose to 14.43% and 10.34% respectively in 2016. 

5 views

Related Questions

Read the following passage carefully and answer the questions given below.The Italian banking system became the model for those North European nations that would achieve the greatest commercial success in the coming centuries, notably the Dutch, the English, and the Swedes. It was in Amsterdam, London and Stockholm that the next decisive wave of financial or innovation occurred, as the forerunners of modern central banks made their first appearance. The seventeenth century saw the foundation of three distinctly novel institutions that, in their differen in ways, were intended to serve a public as well as a private financial function. The Amsterdam Exchange Bank, i.e. the Wisselbank, was set up in 1609 to resolve the practical problems created for merchants by the circulation of multiple currencies in the United Provinces, where there were no fewer than fourteen different mints and copious quantities of foreign coins. By allowing merchants to set up accounts denominated in a standardized currency, the Exchange Bank pioneered the system of cheques and direct debits or transfers that we take for granted today. This allowed more and more commercial transactions to take place without the need for the sums involved to materialize in actual coins. Financial historians disagree as to how far the growth of banking after the seventeenth century can be credited with the acceleration of economic growth that began in Britain in the late eighteenth 20 5 century and then spread to Western Europe, North America and Australasia. But banks played a more important role in continental European industrialization than they did in England's.a) Where did the precursors of modern central banks make their first appearance? b) What practical problem was the Wisselbank required to resolve in its initial days?c) How did the Amsterdam Exchange Bank respond to the demand of the age? d) What are the points of disagreement among the financial historians with respect to growth of banking vis-a-vis growth of economy? e) Choose a suitable title for above composition.
1 Answers 5 Views
শীর্ষ প্রবাসী জায় অর্জনকারী দেশগুলোর মধ্যে বাংলাদেশ অষ্টম হলেও গত বছর প্রবাসী আয়ে কোনো প্রবৃদ্ধি হয়নি বরং অনেক কমেছে। প্রবাসী জায়ের এই অধোগতি অব্যাহত থাকলে তা বাংলাদেশের অর্থনীতির জন্য একটি বড় চ্যালেঞ্জ দেখা দেবে। কারণ অর্থনীতিতে প্রবাসী আয়ের অবদান মোট জিডিপির ৬ শতাংশের মতো। প্রবাসী আয় কমে যাও পেশনে মূল কারণ হিসেবে বলা হচ্ছে, মধ্যপ্রাচ্যের তেল উৎপাদনকারী দেশগুলোতে তেলের দাম কমে যাওয়া। এটাই মূল কারণ হয়ে থাকে, তাহলে প্রবাসী আয়ের লক্ষ্যে মধ্যপ্রাচ্যের দেশগুলোর ওপর আমাদের নির্ভরতা কমাতে হবে। পাশাপাশি আমাদের বিকল্প জনশক্তির বাজার খুঁজতে হবে। প্রবাসী আয় কমে যাওয়ার ক্ষেত্রে বাংলাদেশের শ্রমিকদের অদক্ষতাও একটি বড় কারণ। ফলে জনশক্তির নতুন বাজার খুঁজে বের করতে উদ্যোগী হওয়ার পাশাপাশি বাংলাদেশ যৌ লক্ষ শ্রমিক পাঠানোর দিকেও গুরুত্ব দিতে হবে। আন্তর্জাতিক বাজারের চাহিদার দিকটি বিবেচনায় নিয়ে বিভিন্ন ক্ষেত্রে সম শ্রমিক গড়ে তুলতে প্রয়োজনীয় প্রশিক্ষণের ব্যবস্থা করতে হবে। (Translate into English)
1 Answers 7 Views
The economic growth of Bangladesh decelerated to 5.24 percent in FY20 from 8.15 percent in FY19 in the aftermath of the economic slowdown caused by a government-declared lock down to prevent the contagion of COVID-19 pandemic. Bangladesh's government and Bangladesh Bank undertook a range of coordinated fiscal, monetary, and macro-prudential policy actions which included stimulus packages and easy credit availability in order to cushion Bangladesh's economy from the fallout from the pandemic. The overriding objectives of these policy measures are to minimize the negative impacts of the pandemic and to bring economic activities back to the pre-COVID-19 level. These policy measures are expected to make financing conditions easy for investors, entrepreneurs bodies who now can access more favorable financing sources to resume their business in full swing It is hat the economy will recuperate from lost investment and consumption and bounce back to the economic growth momentum observed in the last decade. (Translate into Bangla)
1 Answers 4 Views
Summaries the following paragraph and give a title: Bangladesh marks 50 years of its independence The independence was earned through a hard fought bloody war against Pakistan in 1971. The golden jubilee of independence is the biggest milestone for the nation to celebrate. The country and its people have repeatedly overcome hurdles after hurdles to become a South Asian powerhouse Today, the country's economic performance is often defined as the "Bangladesh Surprise The UN's announcement of graduating Bangladesh to a developing country' from a least-developed country has added a time-befitting dimension to the milestone celebration Kudos to the people of Bangladesh! Bangladesh's journey in the post independence period was tough The task of rehabilitation and reconstruction after independence was overwhelming. The rebuilding process took-off under the stewardship to its founding father Bangabandhu Sheikh Mujibur Rahman. Since 2009, the country witnesses an economic turnaround guided by prudent macro-economic and fiscal management. The growth has been inclusive accompanying major socio-economic and human indices. Fifty years into the journey, Bangladesh now is considered as a role model for other developing countries.
1 Answers 5 Views
Loan disbursement from the stimulus package dedicated to cottage, micro, small and medium. enterprises was far below the mark, bit, yet, midsize ones made the most out of it for their closer kinship with the formal banking channel. Businesses minors in the beneficiary group were just lookers-on. Such a picture of the stimulus handouts came out of the latest circular issued by the central bank of Bangladesh In the latest notification, the Bangladesh Bank further eased some rules related to the implementation of the stimulus package meant for the cottage-micro-small section. To ensure access for the small firms, the Bangladesh Bank in the latest notification ordered the banks for 70 percent disbursement for them and only 30 percent for the medians. (Translate the following into Bangla)
1 Answers 6 Views
It is not clear that the current global regulatory reform initiatives will be enough to dissuade banks and financial institutions from risky speculative behavior that lead to recurrent instability. A fundamental reorientation of their corporate goals and objectives towards conducting business in socially responsible manner is perhaps needed for this. Only such a basic reorientation can perhaps draw them away lastingly from socially harmful unproductive speculative investments towards inclusive financing of productive, pursuits of all population segments in all economic sectors; harnessing and fostering creative energies of the entire working age population. Already growing in sidelines in many developing and developed economies, this socially responsible inclusive financing orientation has been chosen by Bangladesh Bank as the mainstream approach for the financial sector in Bangladesh. Initial results look promising. (Translate into Bangla)
1 Answers 6 Views