We leased a vehicle for $56,025 and paid $5,000 down. The rent money factor was $6,245.22. Were we scammed?

I don't have all the data to give you a complete answer, but I can show you how to analyze what you have. You say you leased it for $56,025. Subtracting your down payment, this gives a net cap cost of $51,025. You don't say what the residual value was set at. I will assume 50% depreciation, so a (very) rough estimate of the combined values (net cap + residual) is about $75,000. To calculate the money factor, divide the amount you were charged, $6,245.22, by this total. This gives 6,245.22/75,000 = 0.0833. Multiply this by the standard 2400 to figure an analogous interest rate of 0.0833 x 2400 = 199.9%. Yes, I would say you were scammed. (Be careful - this is based on a lot of rounded and assumed data. But the figure is SO far from reasonable that you should go back to the dealer and review the calculations.)