From the following data, calculate Personal Income and Personal Disposable Income.

Rs (Crore)
(a) Net Domestic Product at factor cost 8,000
(b) Net Factor Income from abroad 200
(C) Undisbursed Profit 1,000
(d) Corporate Tax 1,000
(e) Interest Received by Households 1,500
(f) Interest Paid by Households 1,200
(g) Transfer Income 300
(h) Personal Tax 500
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2 Answers

Personal Income = NDPFC + Net factor income from abroad (NFIA) + Transfer Income - Undistributed profit - corporate tax - Net interest paid by households

NDPFC = Rs.8000crores

NFIA = Rs.200crores
Transfer Income = Rs.300crores
Undistributed profit = Rs. 1,000crores
Corporate tax = Rs.500crores
Net interest paid by households = Interest paid - Interest received
= 1200 – 1500
= (-) Rs.300crores
So, putting the values in the above formula

PI = 8000 + 200 + 300 - 1000 - 500 - (- 300)
= 8000 + 200 + 300 - 1000 - 500 + 300
PI = 7300
So, Personal Income = Rs.7300crores
Personal Disposable income = Personal Income - Personal Payments
= 7300 – 500
= Rs.6800crores

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Personal income = Net domestic product at factor cost + Net factor income from abroad + (Interest received by households – Interest paid by households) + Transfer income – Corporate tax – Undis-bursed profit.

Therefore, PI = 8000+ 200+ (1500-1200)+ 300-500-1000.

= 8000 + 200 + 300 + 300 – 500- 1000 

= 7300

Personal disposable income = Personal income – Personal tax Therefore, PDI 

= 7300-500 

= 6800.

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