There are a few different ways! Korean has multiple speech levels that hinge on who you're speaking within a conversation. In a formal setting, like talking to your boss, you...
The traditional new year greeting in Arabic is "وَعام سَعيد," which is phonetically pronounced "wa3ām sa3īd." You can also say "كُلّ عام وَأَنْتُم بِخَيْر (kull 3ām waĀantum biḰayr)" which means...