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In August 2021, the Expert Committee on Primary (Urban) Co-operative Banks under of whom has suggested significant changes related to the UCBs sector?

In August 2021, the Expert Committee on Primary (Urban) Co-operative Banks under of whom has suggested significant changes related to the UCBs sector? Correct Answer N S Vishwanathan

The correct answer is N S Vishwanathan.

  • The Expert Committee on Primary (Urban) Co-operative Banks under the chairmanship of N S Vishwanathan has suggested significant changes related to the UCBs sector.
  • It has suggested a four-tier structure for the urban cooperative banks (UCBs).
  • It has been suggested that the minimum Capital to Risk-Weighted Assets Ratio (CRAR) for UCBs could vary from 9 percent to 15 per cent.
  • The committee was set in February to examine the issues and to provide a road map for strengthening the sector.
  • The RBI committee said that the UCBs could be split into four categories—Tier-1 with deposits up to Rs. 100 crore; Tier-2 with deposits between Rs. 100 crore and Rs. 1,000 crore, Tier-3 with deposits between Rs. 1,000 crore and Rs. 10,000 crore and Tier-4 with deposits of over Rs. 10,000 crore.

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