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Purchase a home that is designated as rural. Go to the USDA website, input the address, and it will state if it is eligible for this type of loan based on the zoning. If you are a veteran and have this benefit, then you may be able to purchase a home with no money down. You may also qualify for a home that provides for the down payment to be rolled into the loan by loaning more than 100 percent of the purchase. Always check with a lender or lenders for your options.

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