How is a scramble handicap determined?

For a two-player scramble, add 35% of the lower handicap and 15% of the higher handicap. The total will be the team's handicap. For a four-player scramble, add 20% of the lowest handicap, 15% of the second-lowest handicap, 10% of the third-lowest handicap, and 5% of the highest handicap. The total will be the team's handicap. In both cases, handicaps are based on each player's course handicap.