How long will it take the money I deposit to appear in my account?

Each bank has a policy regarding when you can access funds after you make deposit through an ATM. Generally, funds will be available on the second business day after deposit, although the bank may allow partial withdrawals in the interim. Factors that affect fund availability include the nature of the deposit (cash, electronic funds, paper checks), the amount of funds deposited, the customer's history and relationship to the bank, and the source of the deposit (bank-owned or independent ATM). Check with your bank to identify their specific policies and procedures regarding availability of deposits.