You probably signed a document -- a contract -- when you pawned your jewelry. If you still have your copy, read it. It will answer your questions. By the way, it's not likely that you were "ripped off" by the pawn shop. They made you an offer, and you accepted it. Now they're free to set any price they like on your jewelry. Pawn shops do take advantage of people in desperate situations, but it's a legal business.

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