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In theory, nowhere. If you want to drive from Canada to Mexico, you have to drive through the US. Money going from one bank to another does not have such a physical route; it is simply digits changing. However, the receiving bank will often keep the money in their own global account before actually depositing it into yours, because they receive interest on that. So really, it's like this: You send it, bank A sends money, bank B receives, bank B keeps it, bank B gets interest, you receive it.
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