সিসি লোনের সুদ কত পার্ছেন হারে দিতে হয়। এবং কত দিনে টাকা পরিষদ করতে হয়?

Interest Rate: 16% per annual

Tenor: 3 Years - 10 Years (i.e. 36 to 120 EMIs payments)

• Maximum Loan: BDT 28,000,000 (taka two crore eighty lac) only
• Minimum Loan: BDT 1,400,000 (taka fourteen lac) only
• Interest Rate: 16% per annum
• Tenor: 3 Years - 10 Years (i.e. 36 to 120 EMIs payments)
• Maximum % of loan amount against market value of the property:
  For Commercial Property 60% of property’s current market value
  For Residential Property 70% of property’s current market value

Following table indicates the monthly repayment amount or the equal monthly installments (EMI) is given below:

Please note that the above figures are only indicative and subject to change at the sole discretion of Standard Chartered Bank without any prior notice.

Eligibility

To be eligible to apply for this loan, the applicant must fulfill the following criteria:

• At least 3 years of experience in same business
• A minimum annual turnover of BDT 7,000,000 (Taka Seventy Lac) only

Documents

The following denotes the documents required for any business to apply for this loan:

1. For Government/Leasehold Land:
   1. Lease Deed/ Ownership Deed (photocopy)
   2. Baya Deed for at least 25 years, if any (photocopy)
   3. Development Agreement/ Joint Venture Agreement with the land owner/ developer
   4. Power of Attorney (if any)
   5. Power of Attorney Acceptance Letter from lessor of the property
   6. Mutation (any one)
      1. Mutation Letter from RAJUK/ CDA
      2. Mutation Letter from National Housing Authority (NHA)
      3. Mutation Letter from Ministry of Works
   7. Duplicate Carbon Receipt (DCR) with Mutation Order Sheet
   8. Up to date Municipality Tax Receipt
   9. Up to date Land Tax Receipt
   10. Non-Encumbrance Certificate (NEC)
   11. Approved Plan/ Layout Plan and Approval Letter by RAJUK/CDA/Concerned Authority
   12. Any other documents as advised by the bank’s lawyer
2. For Private/Freehold Land:
   1. Ownership Deed (photocopy)
   2. Baya Deed for atleast 25 years, if any (photocopy)
   3. Development Agreement/ Joint Venture Agreement with the land owner/ developer
   4. Power of attorney (if any)
   5. Recent Survey Report (i.e. Math Parcha Duly attested)
   6. CS, SA, RS Parcha (PS, BS, RS Parcha- only applicable for Chittagong)
   7. Mutation Parcha and Mutation Proposal Sheet
   8. Duplicate Carbon Receipt (DCR) with Mutation Order Sheet
   9. Up to date Municipality Tax Receipt
   10. Up to date Land Tax Receipt
   11. Non-Encumbrance Certificate (NEC)
   12. Approved Plan/ Layout Plan and Approval Letter by RAJUK/ CDA/ Concerned Authority
   13. Any other documents as advised by the bank’s lawyer

Please note that the above requirements are not exhaustive and the bank may require further documentation for credit assessment on a case to case basis.

Charges

• Loan Processing Fee: 1.5% of the approved amount
• Valuation Fee: BDT 5000 per property
• Legal fee: BDT 7000 property
• Early Settlement Fee: 5% on outstanding amount if repaid at any given time before maturity of the loan
• VAT and Stamp Charges: All charges and fees are subject to 15% VAT, to be paid by the customer. Stamp charge will be at actual to be paid by the customer.