What is defined an early claim?

A Whenever the claim arises before the end of the policy term it is an early claim
B If the claim arises after 5 years, it is an early claim
C All death claims are early claims
D A claim by death within three years of commencement

Correct Answer: A claim by death within three years of commencement

A claim by death within three years of commencement is defined as an early claim. When a person with a life insurance policy – called a life assured – dies, a claim intimation should be sent to the insurance company as early as possible.

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