Which of the following are the disadvantage(s) of Traditional With Profit policies over ULIPs?

Which of the following are the disadvantage(s) of Traditional With Profit policies over ULIPs? Correct Answer All of the above

Bonuses are declared only once a year and do not reflect daily fluctuations in the value of the assets, Policyholder's benefits depend on assumptions/discretions of the insurance company and Bonus structure does not reflect the true value of assets of the insurer are the disadvantages of Traditional With Profit policies over ULIPs.
Bissoy MCQ

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