What is the main difference between mosses and liverworts?

What is the main difference between mosses and liverworts? Correct Answer Mosses contain an intermediary stage called protonema which is absent in liverworts

Mosses grow into an intermediary stage from spores called protonema after which they grow into leafy like thallus. Whereas, in liverworts this intermediary stage is absent i.e. the spores develop into thallus without protonema.

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