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Happiness lies in simplicity. A great deal of wealth or a large amount of money may not bring forth felicitation. Absolute felicitation is an abstract matter which usually comes from self- satisfaction, not from worldly things people belong to.

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Of all the amusements which can possible be imagined for a hard-working man, after his day’s toil, there is nothing like reading an entertaining book. It calls for no bodily exertion of which he has had enough. It relieves his home of its dullness. It transports him to lovelier and more interesting scenes; and while he enjoys these, he may forget the evils of the present moment. Nay, it accompanies him to his day’s work, and if the book he has been reading be anything above the very idlest and lightest, it gives him something to think about during the drudgery of his everyday occupation. If I were to pray for a taste which should stand me in good stead under every variety of circumstances and be a source of happiness and cheerfulness through life, it would be a taste for reading. Give a man this taste and the means of gratifying it, and you will never fail to make him happy, unless indeed you put into his hands the most perverse selection of books. You place him with the best society in every period of history, with the wisest, the wittiest, the tenders, the bravest and the purest characters which have adorned humanity. You make him a citizen of all nations, a contemporary of all ages. (Translate to Bangla)
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Read the following passage carefully and answer the questions given below.The Italian banking system became the model for those North European nations that would achieve the greatest commercial success in the coming centuries, notably the Dutch, the English, and the Swedes. It was in Amsterdam, London and Stockholm that the next decisive wave of financial or innovation occurred, as the forerunners of modern central banks made their first appearance. The seventeenth century saw the foundation of three distinctly novel institutions that, in their differen in ways, were intended to serve a public as well as a private financial function. The Amsterdam Exchange Bank, i.e. the Wisselbank, was set up in 1609 to resolve the practical problems created for merchants by the circulation of multiple currencies in the United Provinces, where there were no fewer than fourteen different mints and copious quantities of foreign coins. By allowing merchants to set up accounts denominated in a standardized currency, the Exchange Bank pioneered the system of cheques and direct debits or transfers that we take for granted today. This allowed more and more commercial transactions to take place without the need for the sums involved to materialize in actual coins. Financial historians disagree as to how far the growth of banking after the seventeenth century can be credited with the acceleration of economic growth that began in Britain in the late eighteenth 20 5 century and then spread to Western Europe, North America and Australasia. But banks played a more important role in continental European industrialization than they did in England's.a) Where did the precursors of modern central banks make their first appearance? b) What practical problem was the Wisselbank required to resolve in its initial days?c) How did the Amsterdam Exchange Bank respond to the demand of the age? d) What are the points of disagreement among the financial historians with respect to growth of banking vis-a-vis growth of economy? e) Choose a suitable title for above composition.
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Write a precis of the following paragraph and provide a title:The stated intention of most regulators is to maintain stability within the financial services sector, thereby protecting the consumers whom banks serve and the 'real' economy which the industry supports. Every shock to the financial system must result in casualties. Left to itself, natural selection should work fast to eliminate the weakest institution in the market, which typically are gobbled up by the successful. But most crises also usher in new rules and regulations, as legislators and regulators rush to stabilize the financial system and to protect consumers who are also voters. The critical point is that the possibility of extinction cannot and should not be removed by excessively precautionary rules. As Joseph Schumpeter wrote more than seventy years ago, 'This economic system cannot do without the ultima ratio of the complete destruction of those existences which are irretrievably associated with the hopelessly unadapted.' This meant, in his view, nothing less than the disappearance of 'those firms which are unfit to live'. It remains to be seen whether the extraordinary measures taken by Western governments since September 2008 will have the desired effect of preventing complete breakdown of the financial system or whether they will in fact end up impeding the process of financial evolution.
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An efficient system for collecting, analyzing and storing migrant worker data in Bangladesh has been needed for a long time. To that end, kudos to the IOM for helping to develop the returning Migrants Management of Information system, which is essentially a nationwide returnee database, intended to make a number of processes easier. Sustainable reintegration of returnee I priority and information stored in this system will enable the authorities to do things it could not do before. Efficient allocation of labor to communities and to sector is demand. This will boost our economy at home, but it will also give returnee migrant workers the opportunities they deserve after doing so much for us by sending valuable remittance earning back to the country. (Translate the following into Bangla)
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Read the following passage and answer the question that bellow. Advertising has become a very specialized activity in modern times. in the business world of today, supply is usually greater than demand. There is great competition between different manufacturers of the same kind of product to persuade customers to buy their own particular brand. they always have to remind the customers of the names and the qualities of their products. They do this by advertising . The manufacturer advertises in the newspapers and posters . He sometimes pays for songs about his product in commercial radio programs. He employs attractive sales-girls to distribute samples of it. He organizes competitions, with prizes for the winners. He often advertises on the screens of local cinemas, most important of all , in countries that have television that will accept them . Manufacturers often spend large sums of money on advertisements. we buy a particular product because we think that it is the best. we usually think so because of the advertisements that say so. some people never pause to ask themselves if the advertisements are telling the truth.Questions: a)Mention the kinds of advertisements you find in the passage.b) Why do manufacturers spend so much money on advertising? c)What do sales-girls do?d) Do you think that we buy goods because they are advertised? e) What is the thing some people do attracted by the advertisements?
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Read the following passage and answer the questions that follow: We, who live in the present day world, are proud to call ourselves civilized. Is it because we live and dress better than our forefathers? Of course, we have the advantages of the inventions of science which our ancestors had never known. But let us search our heart and ask ourselves, "Had science solved our problems?" Frankly speaking the answer is "no". In fact, science has added to our worries. Perhaps, now, we can kill more easily and swiftly than ever before. And then we have not given up the old habit of fighting. That is why we have wars after every decade or two. If we wish to be really civilized, let us learn to live in peace. Let us achieve the brotherhood of man.Questions:a) Why do we feel proud in the present-day world?b) Why do we call ourselves civilized? c) Has science made us truly civilized? Why?d) How can we become truly civilized? e) Write a suitable title of the passage.
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Extreme poverty, as defined by the World Bank, meant not having enough income to meet the basic human needs for adequate food, water, shelter, clothing. sanitation, health care or education 2008, the Bank calculated that this requires a daily income that is the purchasing power equivalent of about USD 1.25 per day in the United States. That is not the foreign exchange equivalent of USD 1.25, which might not be so bad, because as everyone who travels from a rich country to a poor cr knows, the currencies of rich countries often have much greater purchasing power in poor countrie The World Bank's definition takes that difference into account: the poor earn only as much as buy, in their currency, the quantity of necessities the USD 1.25 will buy in the United States. Thr Bank estimates that 1.4 billion people have less income than this. (Translate into Bangla)
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Sher-e-Bangla AK Fazlul Huq is a legendary figure in Bengal and All-India politics and in the lamentations over some of his past actions and decisions. But to delve into those is hardly possible history of movements for social change. Like many other leaders in public life, Fazlul Huq had his in a short piece like this one. Fazlul Huq lived a life of dignity and honour. Of course, there were Occasions when circumstances around him were not all that pleasant. At times he had to confront Ray, the great scientist, as a symbol of Hindu-Muslim unity on which depended the future existence resentful critics often misunderstanding his intent and purpose. Fazlul Huq was considered by P.C of Bengali nation was depended. P. C. Ray, Fazlul Huq's one-time teacher, said he did not understand the Indian nationalism of the Congress. He knew only Bengali nationalism. And he believed that only Fazlul Huq could establish this nationalism. (Translate into Bangla)
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The prevalence of teenage employment in Bangladesh is controversial. Questions have been raised regarding whether adolescents should work and if they do, what the terms and conditions will be. It is argued that work experience can promote the healthy development of adolescents when it is moderate in intensity and does not interfere with physical and mental growth. According to Bangladesh Labour Act 2006, an adolescent is defined as a person above the age of 14 but below 18. According to the law, before the appointment of a job, ascertainment of the age, birth, school, or registered physician's certificate regarding the age of the adolescent shall be used. After the appointment, some other conditions shall have to be followed regarding working hours, hazardous works, etc. Adolescents shall not be required to work between 7 pm to 7a.m and the working hours shall not be more then 5 hours in a day and 32 hours in a week. In addition, adolescents shouldn't clean, lubricate of adjust any part of machinery in motion. Further, the employment of adolescents on dangerous machines without full instruction, precaution, and sufficient training, is prohibited. However, the proper implementation of existing regulations is questionable. For the smooth physical and mental development of adolescents, the authorities should implement the laws strictly to build up a healthy and prosperous generation. (Prepare a precis of the following text)
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