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Option 4 : 2016
- The Centre is implementing Pradhan Mantri Fasal Bima Yojana (PMFBY).
- The scheme was launched in February 2016.
- The scheme provides comprehensive insurance coverage against crop loss on account of non-preventable natural risks, thus helping stabilize farmer's income.
- Under it, there is a uniform premium of only 2% to be paid by farmers for all Kharif crops and 1.5% for all Rabi crops.
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