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The question below consists of a set of labelled sentences. These sentences, when properly sequenced form a coherent paragraph. Select the most logical order of sentences from among the options. P: Banks, which garner the lion’s share of retail debt allocations, pegged down their term deposit interest rates with alacrity by 200-250 basis points between 2014 and 2016 as market rates fell. Q: Indian savers have made a decisive shift from real to financial assets in recent years prompted by policy nudges and sluggish gold and property markets. R: But they have been tardy in passing on the rate increases of the past year. S: But while umpteen new equity-linked options have sprung up on their menu – MFs, NPS, market-linked insurance plans – there’s a notable dearth of debt options.

The question below consists of a set of labelled sentences. These sentences, when properly sequenced form a coherent paragraph. Select the most logical order of sentences from among the options. P: Banks, which garner the lion’s share of retail debt allocations, pegged down their term deposit interest rates with alacrity by 200-250 basis points between 2014 and 2016 as market rates fell. Q: Indian savers have made a decisive shift from real to financial assets in recent years prompted by policy nudges and sluggish gold and property markets. R: But they have been tardy in passing on the rate increases of the past year. S: But while umpteen new equity-linked options have sprung up on their menu – MFs, NPS, market-linked insurance plans – there’s a notable dearth of debt options. Correct Answer QSPR

The correct option is 3 i.e. QSPR

The passage talks about the decisive shift made by Indian savers due to policy nudges. It explains how new equity-linked options have resulted in dearth of debt options. Though banks garner the lion’s share, they have pegged down their deposit interest rates but the passage also talks about their delay in passing on rate increases in the past year.

The correct sequence will be:

Indian savers have made a decisive shift from real to financial assets in recent years prompted by policy nudges and sluggish gold and property markets. But while umpteen new equity-linked options have sprung up on their menu – MFs, NPS, market-linked insurance plans – there’s a notable dearth of debt options. Banks, which garner the lion’s share of retail debt allocations, pegged down their term deposit interest rates with alacrity by 200-250 basis points between 2014 and 2016 as market rates fell. But they have been tardy in passing on the rate increases of the past year.

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