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Which of the following statement about ‘Sukanya Sammruddhi Yojana’ is/are incorrect? (a) It started in year 2015. (b) It is a part of 'Beti Bachao Beti Padhao’ Campaign. (c) It requires to open special post account for meeting to expenses of education of girl child only. (d) It does not cover expenses of marriage of girl child within its fold. 

Which of the following statement about ‘Sukanya Sammruddhi Yojana’ is/are incorrect? (a) It started in year 2015. (b) It is a part of 'Beti Bachao Beti Padhao’ Campaign. (c) It requires to open special post account for meeting to expenses of education of girl child only. (d) It does not cover expenses of marriage of girl child within its fold.  Correct Answer (c), (d)

The correct answer 

Key Points

  • Sukanya Samriddhi Yojana (SSY) was launched in 2015, as a part of the Beti Bachao Beti Padhao scheme.
  • It is a small deposit scheme meant exclusively for a girl child, to meet their education and marriage expenses.
  • This scheme is implemented by the Ministry of Women and Child Development. 

Features

  • The Sukanya Samriddhi Account can be opened any time after the birth of a girl child till she turns 10, with a minimum deposit of Rs. 1,000 and a maximum of Rs. 1.5 lakh can be deposited during the ongoing financial year.
  • The account will remain operative for 21 years from the date of its opening or till the marriage of the girl after she turns 18.
  • The account allows 50% withdrawal at the age of 18 for higher education purposes.
  • The interest rate is fixed by the government and revised quarterly.
  • From April 2020, this scheme offers an interest rate of 7.6% compounded annually.
  • Parents can now open up to two Sukanya Samriddhi Account for girls and a third account can be opened in case of birth of twins/triplets.
  • The minimum annual contribution to the Sukanya Samriddhi Account is Rs.250 and the maximum of Rs.1.50 lakh in a financial year.
  • Subscribers have to invest at least the minimum amount every year for up to 15 years from the date of account opening. Thereafter the account will continue to earn interest till maturity.

Related Questions

The UN Secretary-General Antonio Guterres said that India’s initiatives such as ‘Save the Girl Child, Educate the Girl Child’ are emblematic of the types of actions needed to achieve Sustainable Development Goals.  Which of the following is not-in-line with the given statement? I: The UN Secretary-General is criticizing India’s initiatives such as ‘Save the Girl Child, Educate the Girl Child'. II:  India’s initiatives such as ‘Save the Girl Child, Educate the Girl Child’ are the types of actions which are bringing intricacies in achieving Sustainable Development Goals.  III: India's initiatives such as ‘Save the Girl Child, Educate the Girl Child’ are symbolic of the types of actions.  
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