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Rise in temperature is the cause of global warming. The most pervasive climate effect is rapid escalation of ice melt.

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Write a precis of the following paragraph and provide a title:The stated intention of most regulators is to maintain stability within the financial services sector, thereby protecting the consumers whom banks serve and the 'real' economy which the industry supports. Every shock to the financial system must result in casualties. Left to itself, natural selection should work fast to eliminate the weakest institution in the market, which typically are gobbled up by the successful. But most crises also usher in new rules and regulations, as legislators and regulators rush to stabilize the financial system and to protect consumers who are also voters. The critical point is that the possibility of extinction cannot and should not be removed by excessively precautionary rules. As Joseph Schumpeter wrote more than seventy years ago, 'This economic system cannot do without the ultima ratio of the complete destruction of those existences which are irretrievably associated with the hopelessly unadapted.' This meant, in his view, nothing less than the disappearance of 'those firms which are unfit to live'. It remains to be seen whether the extraordinary measures taken by Western governments since September 2008 will have the desired effect of preventing complete breakdown of the financial system or whether they will in fact end up impeding the process of financial evolution.
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Read the following passage and answer the question that bellow. Advertising has become a very specialized activity in modern times. in the business world of today, supply is usually greater than demand. There is great competition between different manufacturers of the same kind of product to persuade customers to buy their own particular brand. they always have to remind the customers of the names and the qualities of their products. They do this by advertising . The manufacturer advertises in the newspapers and posters . He sometimes pays for songs about his product in commercial radio programs. He employs attractive sales-girls to distribute samples of it. He organizes competitions, with prizes for the winners. He often advertises on the screens of local cinemas, most important of all , in countries that have television that will accept them . Manufacturers often spend large sums of money on advertisements. we buy a particular product because we think that it is the best. we usually think so because of the advertisements that say so. some people never pause to ask themselves if the advertisements are telling the truth.Questions: a)Mention the kinds of advertisements you find in the passage.b) Why do manufacturers spend so much money on advertising? c)What do sales-girls do?d) Do you think that we buy goods because they are advertised? e) What is the thing some people do attracted by the advertisements?
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Read the following passage and answer the questions that follow: We, who live in the present day world, are proud to call ourselves civilized. Is it because we live and dress better than our forefathers? Of course, we have the advantages of the inventions of science which our ancestors had never known. But let us search our heart and ask ourselves, "Had science solved our problems?" Frankly speaking the answer is "no". In fact, science has added to our worries. Perhaps, now, we can kill more easily and swiftly than ever before. And then we have not given up the old habit of fighting. That is why we have wars after every decade or two. If we wish to be really civilized, let us learn to live in peace. Let us achieve the brotherhood of man.Questions:a) Why do we feel proud in the present-day world?b) Why do we call ourselves civilized? c) Has science made us truly civilized? Why?d) How can we become truly civilized? e) Write a suitable title of the passage.
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