State the utility functions of Banks.

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Commercial Bank provides general utility services to their customers or account holders to attract customers.

Utility functions of Banks are as follows:

  • Provide locker facility to customer utility function of banks are as follows.
  • Provide a letter of credit facility to account holders for international business transactions.
  • Helps to deal in Foreign Exchange.
  • Provide Credit cards, Debit cards, and A.T.M. facilities.
  • To assist in the purchase and sale of securities.
  • Provide traveler’s cheque to customers.
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