State with reasons whether you agree or disagree with the following statements:

Long Term Credit is for a period of up to 5 years.

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1 Answers

No, I do not agree with the statement. 

  • Long Term loans are generally taken by the farmers to buy farming equipment, tractor, additional land, to make permanent improvements on the land, or to pay old debts, etc. 
  • It is generally bigger in amount, hence, it is taken for a longer period of time for more than 5 years. 
  • A longer period makes repayment easier for the borrowers. 
  • Thus, it is taken for more than 5 years period.
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