1 Answers

Option 3 : B and E only

The incorrect answer is B and E only

RBI (Reserve Bank of India) - 

  • The central bank of the country is the Reserve Bank of India (RBI), commonly referred to as the banker's bank.
  • RBI established in Under the provisions of the Reserve Bank of India Act, it started operating on April 1st, 1935.
  • RBI was founded to promote financial stability in India by implementing monetary policies to ensure monetary stability.
  • In addition to managing the country's monetary system, government debt, foreign exchange reserves, and financial regulation and supervision, it also serves as a banker to the country's banks and the government.

Ineffective tapping and mobilization of savings- 

  • The amount of money that lenders and investors are willing to save and invest can be influenced by interest rates. 
  • With high interest rate on saving, people tend to save more and vice versa.
  • High interest rate on lending people will borrow less and vice versa.
  • By cash reserve ratio, statutory liquidity ratio, Bank rate, repo rates and others rates RBI control money supply and inflation level of an economy.
  • Hence,  Ineffective tapping and mobilization of savings is an incorrect statement about RBI.

Blending of leading and trading activities:

  • Blending of leading and trading activities cannot affect the structure of interest rates as these activities are managed by SEBI.

Treasury Bills -

  • Treasury bills are part of organised money market. they are used by Central Govt. to fulfill short term liquidity requirement upto 364 days.
  • First treasury bill issued in 1986.There total 5 types of treasury bills ; 14 days TBs, 14 days TBs (auctionable TBs), 91 days TBs, 182 days, 364 TBs.
  • These also function as short term investment for Banks and Financial institution.  
5 views

Related Questions