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  1. Some banks that came under the Reserve Bank of India’s prompt corrective action (PCA) framework will also benefit from this tranche of capital infusion. The PCA framework is meant to encourage banks to avoid certain riskier activities and focus on conserving capital so that their balance sheets can become stronger.
  2. Banks raise capital through bonds, which are perpetual in nature and therefore provide higher interest rates to investors. A high level of bad loans and widening losses have made it difficult for banks to service these bonds, raising the risk of default.
  3. The infusion is part of a Rs. 2.11 lakh crore plan announced last October. The government will provide Rs. 1.35 lakh crore through recapitalisation bonds, while banks will need to raise Rs. 58,000 crore on their own. 
  4. The government had asked banks under PCA to recall AT 1 bonds. Lenders that have recalled these instruments include Oriental Bank of Commerce and Bank of Maharashtra. 
  5. All can be deduced.
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