Which of the following come under the offerings of `MUDRA' Bank 1. Portfolio Credit Guarantee 2. Credit for large industries 3. MUDRA Card 4. Credit Enhancement Select the correct answer using the codes given below:?

1, 2 and 3 only
1, 3 and 4 only
1, 2 and 4 only
2, 3 and 4 only

LohaHridoy

4 views

2025-01-04 04:42

1 Answers

AhmedNazir

Option 2 : 1, 3 and 4 only

The correct answer is option 2 i.e 1, 3 and 4 only

Explanation:

Micro Units Development and Refinance Agency Ltd. is an NBFC supporting development of micro enterprise sector in the country.

MUDRA provides refinance for micro units to commercial banks/ NBFCs/ RRBs/ SFBs / MFIs under the scheme of Pradhan Mantri MUDRA Yojana.
- Shishu: Covering loans upto Rs 50,000
- Kishor: Covering loans above Rs 50,000 and upto Rs 5 lakh
- Tarun: Covering loans above Rs 5 lakh and upto Rs 10 lakh
Portfolio credit Guarantee or Risk sharing is provided for a portfolio of homogeneous loans instead of a scheme for individual loan by loan guarantee.
MUDRA card is a debit card issued against the MUDRA loan account, for working capital portion of the loan.
Credit Enhancement: Facilities offered to cover probable losses from a pool of securitized assets in the form of credit risk cover through a letter of credit, gaurantee or other assurance from the originator or a third party to enhance investment grade in any securitization process.
Sri Mohammad Mustafa is the current Chairman of MUDRA LTd.

4 views Answered 2022-09-04 04:29

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