Janata Bank Ltd - Executive Officer - 26.06.2015 MCQ 78+

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• Defining green banking is relatively easy. It means promoting environment -friendly practices and reducing your carbon footprint from your banking activities. This comes in many forms : using online banking instead of branch banking; paying bills online, opening up CDs (certificates of deposit) and money market accounts at online banks instead of large multi-branch banks. A green bank takes the biggest steps to support local green initiatives. Any combination of the above personal banking practices can help the environment. In this respect, online banks and smaller community banks have better track records than larger banks .However, these larger banks may be induced to go green . According to the passage, larger, multi -branch banks .
  ক

  can never become green banks .

  খ

  can become green banks if they reduce the number of branches and eliminate the use of paper .

  গ

  can become green banks if they can greatly reduce or eliminate carbon footprint form their banking activities.

  ঘ

  can become green banks if they support local green initiatives
• Rashna Company collected the following data in its accounting records in 2014 : From the income statement : Depreciation expense Tk. 1,000 Loss on sale of equipment 3,000 From the comparative balance sheet : Beginning balance , equipment Tk. 12,500 Ending balance , equipment 8,000 Beginning balance , accumulated depreciation 2,000 Ending balance , accumulated depreciation 2,400 No new equipment was purchased during the year. The equipment was sold at the end of the year. What was the cash in -flow from the sale of equipment in 2014?
  ক

  Tk, 3,900

  খ

  Tk. 1,000

  গ

  Tk. 900

  ঘ

  Tk. 600
• Karnaphuli Company paid out Tk. 2.30 in dividends per share during 2010. The market price of the stock on December 31,2010 was Tk. 21.00 per share. There were 15,000 shares of stock outstanding for the entire year. The dividend yield as of December 31, 2010 was :
  ক

  16.43%

  খ

  10.95%

  গ

  9.13%

  ঘ

  913.04%
• The records of Everyday Electronics Corporations include the following : Average total assets - TK. 7,60,000 Average total liabilities - Tk. 4,85,000 Total revenue - Tk. 2,00,500 Total expense(including income tax) - Tk. 1,35,000 The return on equity is (round to the nearest percent) :
  ক

  13%

  খ

  6%

  গ

  25%

  ঘ

  8%
• In a recent year, Windsor's Boat's reported an asset turnover ratio of 2.46 times and a profit margin of 19.8% . In the same year, Sarah's Sail Boats reported an asset turnover ratio of 1.27 times and a profit margin of 9.9% . Which of the following statements is false ?
  ক

  Sarah's did a better job of turning over its assets

  খ

  Windsor's did a better job of generating profit from its sales

  গ

  Windsor's return on assets (ROA) is 48.7% while Sarah's return on assets is 12.6%

  ঘ

  None of the other answers is false
• Assume the following shares outstanding : Preferred stock, 6% , Tk. 50 per value, cumulative, 1000 shares with dividends in arrears 3 years, for 20-1, 20-2 and 20-3. Common stock, Tk. 100 per value, 2000 shares. Total dividends declared in 20-4 were Tk. 50,000. The total amount of dividends to which common stockholders are entitled is :
  ক

  Tk. 62000

  খ

  Tk. 50000

  গ

  Tk. 45000

  ঘ

  Tk. 38000
• A company reports sales revenue of Tk. 200 million the current year and Tk. 180 million last year. Their total assets in the current year are Tk. 150 million and last year's total assets were Tk. 130 million . What is the current year's asset turnover ratio ?
  ক

  1.48

  খ

  1.33

  গ

  1.36

  ঘ

  1.43
• A 'track record' means
  ক

  a record set by an athlete on a running track .

  খ

  past achievement or performance of a person or organization .

  গ

  the record achieved by a person or organization in a particular business contest.

  ঘ

  the future achievement of a person or roganization depending on its present stock market record.
• Certificates of Deposits (CDs) show all but one of the following characteristics. Find out which one:
  ক

  Most CDs will incur a fee or penalty for early withdrawal.

  খ

  CDs usually offer lower yields than a regular savings account.

  গ

  CDs are usually insured up to the same amount through some credit union mechanism.

  ঘ

  Most commonly CDs are offered with a fixed interest rate and term.
• Many businesses today use environment friendly practices. Which of the following is an environment friendly practice?
  ক

  persisting with multi -branch , paper dependent approaches.

  খ

  keeping the premises well -lighted and super -cool during summer

  গ

  buying wholesale office supplies in bulk .

  ঘ

  spurning options for green cleaning.
• A train is travelling at 100 km per hour (Kmh) overtakes a motorbike travelling at a speed of 65 kmh in 40 seconds . What is the length of the train in meters?
  ক

  400

  খ

  450

  গ

  500

  ঘ

  Try your self
• In the following image, ASB is a quarter of a circle . PQRS is a rectangle with sides PQ= 8 and PS =6 . what is the lenght of the are AQB?
  ক

  5π

  খ

  8π

  গ

  10π

  ঘ

  15π
• If a + b = 3 and a-b=2 , what is the value of 8ab(a2+b2)?
  ক

  5

  খ

  6

  গ

  7

  ঘ

  8
• Simplify (2x-1)2 ÷x-5
  ক

  4x2

  খ

  4x3

  গ

  4x-3

  ঘ

  4x-2
• which one is true for the mathematical expression 2n+2n-12n+1-2n?
  ক

  32

  খ

  23

  গ

  1

  ঘ

  2n
• If a and b are positive real numbers , then ( (a°-3b°)5=?
  ক

  1 km/hr

  খ

  -32

  গ

  -1
• Which international reputed organization has rated Bangladesh as the next-11(N-11) ?
  ক

  Moodys

  খ

  S & P

  গ

  Goldman Sachs

  ঘ

  Frontier Five
• The highest electricity production in 2015 (till today) in a day in Bangladesh is
  ক

  7817.00 MW

  খ

  4315.00 MW

  গ

  10123.00 MW

  ঘ

  12234.00MW
• The first Stock Exchange to became demutualised in the world is situated in
  ক

  Bangladesh

  খ

  USA

  গ

  Sweden

  ঘ

  Australia
• Which country has the second most pro-capitalist population in the developing world ?
  ক

  USA

  খ

  CHINA

  গ

  VIETNAM

  ঘ

  BANGLADESH
• The new Asian Clearing Union Chairman is from -
  ক

  India

  খ

  Thailand

  গ

  Bangladesh

  ঘ

  Iran
• The largest sector wise contribution in our GDP is from -
  ক

  Agriculture

  খ

  Export

  গ

  Industry

  ঘ

  Service
• Bangladesh holds a healthy foreign exchange reserve of around US dollar -
  ক

  240 Million

  খ

  23 Billion

  গ

  240 Billion

  ঘ

  1800 Million
• Internet works on -
  ক

  packet switching

  খ

  circuit switching

  গ

  hub switching

  ঘ

  Vandals
• Which protocol assigns IP address to the client connected in the internet ?
  ক

  DHCP

  খ

  IP

  গ

  RPC

  ঘ

  WWW
• Internet access by transmitting fastest digital data with heavy bandwidth over the wires are best possible by
  ক

  Digital lines

  খ

  Regular cable lines

  গ

  Optical fibers

  ঘ

  Analog lines
• In centralized database system, the role of the front office in a bank is to
  ক

  assessment and approval

  খ

  customer dealing

  গ

  internal audit

  ঘ

  IT management
• Which of the following is not an E-Banking product ?
  ক

  ATM

  খ

  SMS banking

  গ

  Plastic money

  ঘ

  School Banking
• Optical fiber carries data at the speed of light as it is made of
  ক

  UTA (Ultra thin aluminum)

  খ

  Copper

  গ

  Titanium

  ঘ

  Bundle of reflecting glass
• Radio link is a tool of banking communication in a
  ক

  WAN area

  খ

  LAN area

  গ

  Remote area

  ঘ

  VAN area