Related Questions

The Insurer who grants a guarantee from the direct insurer is called as _________.
A Direct Insurer
B Ceding Insurer
C Re-Insurer
D Double Insurer
_________, who represents the interests of the insured in searching for insurance coverage at the lowest cost and highest benefit to the insured.
A Customer
B Cashier
C Broker
D Banker
What is the time limit set for an insurer by IRDA Regulations for calling for documents from the date of receipt of claim intimation?
A 5 days
B 10 days
C 15 days
D 30 days
What is the time limit set for an insurer by IRDA Regulations for settling non-early claims from date of receipt of all documents.
A 5 days
B 10 days
C 15 days
D 30 days
Which is the ‘consideration’ from the insurer in an insurance contract?
A Premium
B Promise to indemnify
C Policy bond
D Proposal
What is the ‘consideration’ from the insured in an insurance contract?
A Premium
B Proposal
C Understanding
D Acceptance
The Secret Documents of Intelligence Brance on the Father of the Nation Bangabandhu Sheikh Mujibur Rahman, Vol 01 ends with the documents of -
A 1948
B 1949
C 1950
D 1951
If both policy loan and premiums are not paid, the outstanding loan/interest may exceed the policy’s cash value. What would the insurer do in such an eventuality?
A Surrender
B Revival
C Cancellation
D Foreclosure
In which of the following types of claim will insurer order an investigation?
A Early death claim
B Non-early claim
C Maturity claim
D Surrender
In which event(s) does availing cashless facility not require a pre-authorisation from the insurer/TPA?
A If the hospitalization is to a non-network hospital
B Emergency hospitalization
C Both A & B
D None of the three

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