Type of financial security in which loans are secured by borrower's property is classified as

Answer the question on the basis of the given information. Businesses are suffering because of lack of money available for development loans.To help businesses,the government plans to modify the income- tax structure in order to induce individual tax payers to put a larger portion of their incomes into retirement savings accounts, because as more money is deposited in such accounts, more money becomes available to borrowers. Which of the following, if true, raises the most serious doubt regarding the effectiveness of the government's plan to increase the amount of money available for development loans for businesses?

A

When levels of personal retirement saving increase, consumer borrowing always increases correspondingly.

B

The increased tax revenue the government would receive as a result of business expansion would not offset the loss in revenue from personal income taxes during the first year of the plan.

C

Even With tax incentives,some people will choose not to increase their levels of retirement savings .

D

Bankers generally will not continue to lend money to Businesses whose prospective earnings are insufficient to meet their loan repayment schedules.

Financial corporations which serve individual savers and commercial mortgage borrowers are classified as

A

savings associations

B

loans associations

C

preferred and common associations

D

savings and loans associations

The practice of charging interest to borrowers who pledge their property as collateral but leaving them in possession of the property is called _________.

A

Security

B

Mortgage

C

Usury

D

Hypothecation

A candidate had to apper in 4 subjects --- bengali, English, Mathematics and Science. Each subject carries 75 marks. the candidate secured 60% in both bengali and English , 80% in Mathematics and 70% in science. What is the total number of marks which the candidate secured in all four subjects?

A

135.5

B

150

C

195.5

D

202.5

Type of financial security whose payoff is linked to any other security is called

A

strong security

B

semi-strong security

C

derivate security

D

non-derivate security

Type of financial security in which firms do not borrow money rather lease their assets is classified as

A

leases

B

preferred stocks

C

common stocks

D

corporate stocks

Type of financial security having payoffs which are connected to some securities issued some time back is classified as

A

linked security

B

previous security

C

payoff security

D

derivative security

Type of accounting, which reports financial and non-financial data about cost of material and acquiring of resources is classified as

A

material accounting

B

cost accounting

C

supplies accounting

D

business accounting

Type of bonds which does not have U.S treasury as collateral and are swapped for outstanding loans are classified as

A

collateral bonds

B

sovereign bonds

C

primary bonds

D

secondary bonds

Financial security which is tax exempted and issues by state governments to individuals is classified as

A

U.S treasury bonds

B

mortgages

C

municipal bonds

D

corporate bonds

Type of financial security in which loans are secured by borrower's property is classified as

Related Questions