Related Questions

Who of the following may not qualify for a nonmedical underwriting?
A An IT manager in TCS
B A bank officer for a large sum proposed
C A worker aged 50 in an underground coal mine
D A manager in a shopping mall
Half the graduating class of a college was accepted by a business school. One-third of the class was accepted by a law school. It one-fifth of the class was accepted by both types of school, what fraction of the class was accepted only by a law school?
A 2/15
B 1/6
C 1/3
D 1/2
The Head of a newly formed government desires to appoint five of the six elected members A,B,C,D,E and F to portfolios of Home,Power,Defence ,Telecom and Finance.F dose not want any portfolio if D gets one the five.C wants either Home or Finance or on portfolio.B says that if D gets either Power or Telecom then she must get the other one.E insists on a portfolio if A gets one. If a gets Home and C gets Finance,then which is NOT a valid assignment for Defence and Telecom?
A B-Defence,D-Telecom
B B-Defence,E-Telecom
C F-Defence,B-Telecom
D D-Defence,B-Telecom
A sum of TK. 53 is divided among A, B, C is such a way that A gets TK. 7 more than what B gets and B gets TK. 8 more than what C gets. The ratio of their shares is :
A 16:9:18
B 25:18:10
C 18:25:10
D 15:8:30
Which of the below insurance proposal is not likely to qualify under non-medical underwriting?
A Savita, aged 26 years, working in an IT company as a software engineer
B Mahesh, aged 50 years, working in a coal mine
C Satish, aged 28 years, working in a bank and has applied for an insurance cover of Rs. 1 crore
D Pravin, aged 30 years, working in a departmental store and has applied for an endowment insurance plan for a tenure of 10 years
Under which type of underwriting several conditions are to be followed?
A Non-medical underwriting
B Medical underwriting
C Field underwriting
D Financial underwriting
Under Non-medical underwriting, which is not a condition to be followed?
A Female
B Limit in sum insured
C Limit in age
D Limit in income
Under what method of underwriting does an underwriter assign positive rating points for all negative or adverse factors (negative points for any positive or favourable factors)?
A Judgment
B Arbitrary
C Numerical rating
D Single step
Which of the following factors are taken into account for financial underwriting?
A Income
B Occupation
C Lifestyle/habits
D All of the above
In this method of underwriting, the underwriter gives rating points for all the negative or adverse factors, totals them and decides extra mortality rating. Which method are we talking about?
A Biometric rating
B Judgmental rating
C Clinical rating
D Numerical rating

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