The difference between a bank's rate of interest on lending to its prime customers and the rate of interest that it pays to others on borrowings (demand, time or savings deposits) is called

A profit rate
B margin rate
C income rate
D interest spread

Correct Answer: interest spread

Bissoy MCQ
#সাধারণ জ্ঞান #অন্যান্য ব্যাংক ও ব্যাংকিং ব্যবস্থা #Agrani bank Ltd #Agrani bank Ltd - Senior Officer (Cancelled) - 31.05.2013

Related Questions

Defining green banking is relatively easy. It means promoting environment -friendly practices and reducing your carbon footprint from your banking activities. This comes in many forms : using online banking instead of branch banking; paying bills online, opening up CDs (certificates of deposit) and money market accounts at online banks instead of large multi-branch banks. A green bank takes the biggest steps to support local green initiatives. Any combination of the above personal banking practices can help the environment. In this respect, online banks and smaller community banks have better track records than larger banks .However, these larger banks may be induced to go green . According to the passage, larger, multi -branch banks .
A can never become green banks .
B can become green banks if they reduce the number of branches and eliminate the use of paper .
C can become green banks if they can greatly reduce or eliminate carbon footprint form their banking activities.
D can become green banks if they support local green initiatives
Kalam has invested a part of 10,000 Taka in an account that pays 6% simple interest rate each year and rest of the money in another account that pays 8% simple interest per year. If he has invested the money for 18 months and he has invested the money for 18 months and he earns a total of 1,020 Taka as interest, what is the difference in the amount of the interest earned on both the accounts?
A 40 Taka
B 60 Taka
C 100 Taka
D 120 Taka
Mohona deposits Tk 10,000 into a savings account that pays interest at an annual rate of 8%, compounded quarterly. After 6 months, how much interest has Mohona earned?
A Tk 200
B Tk 240
C Tk 404
D Tk 560
Mohona deposits Tk. 10,000 into a savings account that pays interest at an annual rate of 8%, compounded quarterly. After 6 months, how much interest has Mohona earned?
A Tk. 200
B Tk. 240
C Tk. 404
D Tk. 560
Two banks offer interest rate of 6% and 7% respectively on savings account. Mr. Faruq deposited a total amount of Tk. 4000 in the banks and in one year his interest income was Tk. 250. Find the deposit in the bank with 7% interest rate?
A 3000
B 2000
C 1500
D 1000
when demand for factory's products is high . more money is spent at the factory for safety precautions and machinery maintenance than when demand is low. thus the average number of on -the-job accidents per employee each month should be lower during perids when demand is high than when demand is low and less money is available for safety precautions and machinery maintenance .when demand for its products is high, casts the most serious doubt on the conclusion drawn above?
A Employees demand for higher wages than they do at other times.
B Authority hires new workers but lacks the time to rain them properly.
C Employees are less likely to lose their jobs than are at other times.
D Authority sponsors a monthly safety award for each division in the factory.
When demand for a factory's products is high, more money is spent at the factory for safety precautions and machinery maintenance than demand is low. Thus the average number of on-the-job accidents per employee each month should be bower during periods when demand is high than when demand is low and less money is available for safety precautions and machinery maintenance. Which of the following,if true about a factory when demand for its product is high casts the most serious doubt on the conclusion drawn above?
A Its employees ask for higher wages than they do at other times.
B Its management hires new workers but lacks the time to train them properly.
C Its employees are less likely to lose their jobs than they are at other times.
D Its management sponsors a monthly safety award for each division in the factory.
Nisha's father contributes to her savings by giving her 10% of her total savings. If Nisha saves TK.100 in June, TK.250 in July and TK.130 in August, how much will she have in savings at the end of August ?
A TK. 528
B TK.524
C TK. 539
D TK. 480
Rabeya's father contributes to her savings by giving her 25% of her total savings. If Rabeya saves Tk. 150 in May, Tk. 200 in June and Tk. 300 in July, how much will she have is savings at the end of July?
A Tk. 650
B Tk. 724
C Tk. 812
D Tk. 880
The difference between lending and borrowing rate at banks id called ----
A Gap
B Revenue
C Spread
D All of these

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